Mainstreet Banking Live

Money management designed for small business success

Mainstreet Banking* puts your money to work and gives you the financial visibility you need.

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Features and rewards to run your business smarter

Everything you need to manage your business finances efficiently, all in one integrated platform.

Earn 1.00% APY

Put your idle cash to work. Earn 1.00% Annual Percentage Yield** on every dollar sitting in your account — with no minimums.

Physical & virtual cards

Issue cards for your whole team. Set per-card spend limits and monitor transactions in real time, wherever your team spends.

Full financial visibility

Dedicated accounts for taxes, payroll, and savings. Automate expense tracking and sync with your accounting tools.

Mainstreet Visa Business Debit Card

Get started in minutes

1

Apply & activate

Complete a quick application online. No paperwork, no branch visit required.

2

Fund your account

Transfer funds and start earning 1.00% APY immediately on your balance.

3

Take control

Issue team cards, set up dedicated savings buckets, and sync your books automatically.

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Frequently Asked Questions

Get answers to common questions about our banking services

Where can I use the Mainstreet Visa Debit Card?
Anywhere Visa is accepted.
Is Mainstreet a bank?
Mainstreet is a financial technology company, not a bank. Banking services are provided by i3 Bank, Member FDIC.
Who issues the Mainstreet Visa® Debit Card?
The Mainstreet VISA debit card is issued by i3 Bank, Member FDIC.
How much does Mainstreet Banking cost?
Mainstreet Banking does not have any initiation or monthly maintenance fees.

Take the next step towards simplifying your finances

Join thousands of businesses already using Mainstreet to streamline their financial operations.

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